This post may contain affiliate links. Which means if you make a purchase using these links I may recieve a commission at no extra charge to you. Thanks for support Miss Millennia Magazine! Read my full disclosure. Sharing is caring! Taking care of your skin involves choosing the right products, especially when it comes to … Read more
How can you ensure you don’t go over your budget? Staying focused with money can be challenging for many of us (raising my hand here!). The temptation to overspend, unexpected expenses, and lifestyle inflation are just a few obstacles that can get in the way. However, with the right strategies, learning how to stay on … Read more
One of the common ways to manage multiple credit cards and pay off debt quickly is by doing a credit card balance transfer. Are you wondering, “How do balance transfers on credit cards work?” or “What is a balance transfer?” Find out more here! How do credit card balance transfers work? A balance transfer is when you … Read more
Your credit score is an important number that can have a big impact on your life. Although it is just three digits, it can tell potential lenders a lot about your creditworthiness. If you regularly monitor your finances, you may notice when your credit score lowers. If it happens unexpectedly, you might ask, “Why did my … Read more
Most Americans work full-time their entire lives, hoping that retirement is their chance to live their dreams. Unfortunately, retirement planning can feel like another full-time workload and it’s often neglected. Enter Certified Retirement Counselors (CRCs). Financial advisors with this certification are retirement subject matter experts. All CRCs have to take standardized coursework offered by the … Read more
The passage of the Setting Every Community Up for Retirement Enhancement (SECURE) Act in 2019 brought significant changes to managing inherited Roth IRAs, especially for non-spousal heirs. As a beneficiary, your relationship with the original account owner and the age of the account plays a role in determining how you can handle the funds. It … Read more
FreeCash is a get-paid-to-site that may sound a little gimmicky, but in fact, they’re a legit app with over 11 million users worldwide. They were founded in 2020 by their parent company, Almedia Online LLC, and pay an average of $12.87 daily. Check out this Freecash review for more details and answers to the most … Read more
An investment consultant is a financial advisor who provides guidance to clients on investment strategies and portfolio management. They work closely with hedge fund managers, asset owners, and trustees to help them make informed decisions about which funds, asset classes, and countries to invest in. Additionally, investment consultants assist in the selection and evaluation of … Read more
The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. Back then, if students looked like they were zoning out, your teacher might have told you “pay attention, this will be useful to you later.” Well, this time, you don’t have to wait—a lot of the equations below … Read more
Financial advisors help individuals make informed decisions about their finances, but it’s also important to ensure that anyone you trust to manage your finances has the proper licenses. Anyone can call themselves a financial advisor, but not everyone has the credentials to back it up. While financial professionals don’t have one set license requirement, some … Read more