How Do Credit Card Companies Make Money? 3 Ways

The credit card industry is definitely a lucrative one. And that doesn’t come as much of a surprise, considering most of us are walking around with a credit card in our wallets. But how do credit card companies make money? Credit card companies make the most profit from interest charges and other fees. In fact, … Read more

What Happens If You Have A Bounced Check?

What is a bounced check? It’s one of those terms that a lot of people have heard, but not as many can explain. And the impacts of a bounced check can seem equally mysterious! Of course, it’s important to understand all of these things, so you can avoid being put in a messy financial situation. … Read more

What Is The 70-20-10 Budget?

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month. … Read more

What Does a Financial Advisor Do?

A financial advisor is a resource for personalized expertise in nearly any aspect of your financial life. They can guide you on investing your money, ensuring you’re on the right track to meet your financial goals. Some also specialize in wealth management, focusing on protecting your wealth and helping it grow. But financial advisor services … Read more

22 Gift Bag Ideas For Adults To Consider

This post may contain affiliate links. Which means if you make a purchase using these links I may recieve a commission at no extra charge to you. Thanks for support Miss Millennia Magazine! Read my full disclosure. Sharing is caring! Gift-giving is some form of art, and it usually helps us show our thoughtfulness and … Read more

Family Financial Planning: Step-by-Step Guide

Family financial planning helps you set clear goals, manage your money, and pave a clear path toward financial freedom while considering your family’s wide range of needs. Regularly reviewing your family’s financial situation allows you to adjust your plan as needed. If you’re ready to start building a family financial plan, take an honest inventory … Read more

32 Best Items To Flip For Extra Cash

Flipping items can be a fun and rewarding side hustle. While some items may require a bit of work to resell, it’s worth it. If you pick the best items to flip, you can make a good amount of money. All the extra cash you make from flipping can add up more quickly than you’d … Read more